Soft Banana Muffins with a Dulce de Leche Heart
Desserts

Soft Banana Muffins with a Dulce de Leche Heart

ML
By Marie Lefebvre · Updated October 10, 2026

These tender, fluffy banana muffins hide a creamy dulce de leche surprise at their center, turning a simple snack into a little moment of joy. Made without butter or refined sugar, they're a wholesome treat ideal for kids' snack time or a light breakfast. With just a handful of pantry staples and 30 minutes, you'll have golden muffins straight from the oven.

Prep⏱️ 30 min
Servings👥 5 servings
Difficulty📊 Very Easy
↓ Jump to Recipe Pin it
Pinterest WhatsApp Facebook

🛒 Ingredients

5 servings

5
  • 1 large ripe banana
  • 2 eggs
  • 3 tablespoons oat flour
  • 2 tablespoons milk
  • 1 teaspoon vanilla extract
  • 1 teaspoon ground cinnamon
  • 1 teaspoon baking powder
  • 5 teaspoons sugar-free creamy dulce de leche

Directions

  1. 1

    Preheat your oven to 350°F (180°C) or your air fryer to 320°F (160°C). Mash the ripe banana thoroughly with a fork in a large mixing bowl until completely smooth.

  2. 2

    Add the eggs to the mashed banana and whisk vigorously until the mixture is slightly frothy and fully combined.

  3. 3

    Stir in the oat flour, milk, vanilla extract, and ground cinnamon. Mix until a smooth, even batter forms with no lumps.

  4. 4

    Gently fold in the baking powder with a spoon — avoid overmixing at this stage to keep the muffins light and airy.

  5. 5

    Spoon batter into greased muffin cups (silicone or paper), filling each about halfway. Press a small teaspoon of dulce de leche into the center of each one.

  6. 6

    Cover the filling with the remaining batter, leaving a little room at the top for the muffins to rise. Optionally, place a banana slice on top for a decorative finish.

  7. 7

    Bake for 20 minutes in the oven (or 10 minutes in the air fryer) until golden and a toothpick comes out clean. Let cool before unmolding.

💡 Chef's Tip

The riper the banana — ideally with a well-speckled skin — the sweeter and more flavorful your muffins will be. Swap cow's milk for oat or almond milk to make them dairy-free.